College student fights insurance over prosthetic foot

21-year-old Gabbie Guerrero was off roading with her siblings six years ago when their vehicle flipped and her foot was trapped underneath. Following the amputation, she learned to walk again with a prosthesis covered by insurance. But six years later, when she needed a new prosthetic foot, coverage was denied. NBC News’ Tom Llamas reports on why Gabbie received the denial and what happened just days after our interview. Jan. 9, 2026